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(Available to Washington State Residents Only)
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Comprehensive Plans
WiseChoices Prime Plan
Offers the widest range of benefits. This is a benefit-rich plan that includes coverage for pharmacy, vision care and maternity. A nice option if you’re looking to cover all your bases.
Comprehensive coverage
$1,500 and $3,000 individual deductibles available
$4,500 and $9,000 family deductibles available
Includes coverage for prescriptions, maternity, preventive, vision hardware & alternative care
Deductible waived for most routine services
Catastrophic Plans
WiseEssentials Rx Plan
Great basic coverage. A good option when you're looking for a low rate and more up-front coverage for routine care needs. This plan provides up-front coverage for your first six office visits and coverage for generic prescriptions.
Low Premium
Great benefits for routine services
Deductible waived for preventive (first 6 office visits), chiropractic, acupuncture & mammograms
Deductible waived for diagnostic and lab services ($1,850 plan only)
Maternity not covered
Choice of $1,850, $2,500 or $3,500 deductible
WiseEssentials CoPay Plan
The ease and predictability of a copay. This plan also offers higher annual deductibles, which lowers your monthly rate. Plan covers your first three office visits with a $25 copay.
Low Premium
Deductible waived for preventive (first 3 office visits), chiropractic, acupuncture & mammograms
Maternity and prescription drug coverage not covered
Choice of $5,000 or $7,500 deductible
WiseSimplicity Plan
Coverage for the big stuff. This plan may be for you if it's important for your monthly rate to remain low and you're willing to pay more out-of-pocket. Plan provides up-front coverage for one preventive care exam with deductible waived per year.
Low Premium
$10,000 deductible
HSA Plan
WiseSavings HSA Qualified Plan
Is saving money on taxes important to you? Would you like to own your healthcare and accumulate savings for future medical expenses
or retirement? If so, WiseSavings coupled with a Health Savings Account is the plan for you.
WiseSavings (HSA Qualified)
Preventive Care covered in full, not subject to deductible
Low monthly premium
High-deductible plan
Preferred Provider Plan (largest list of doctors/no referrals required)
$1,820 and $3,000 individual deductibles available
$3,640 and $6,000 family deductibles available
Qualified to work in combination with an HSA
No maternity coverage
No prescription drug coverage (discount program available)
HSA's offer triple tax advantage
*Tax Free contributions
*Tax Deferred Growth
*Tax Free Reimbursement for qualified medical, dental & vision expenses
Click Here to learn more about HSA's
Individual Plan Rates
Apply Now - Enrollment Forms
Prescription Drug Coverage
LifeWise of WA Provider Directory
Pre-Existing Condition Waiting Period & Policy Exclusions
Frequently Asked Questions
Eligibility
Applying for coverage
Effective Dates of Coverage
Credit for Prior Coverage & HIPPA Eligibility
Completing the Health Questionnaire
Maternity
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E-mail us for more information and a free quote or CALL TOLL FREE 1-800-875-4490 (in the U.S.)
or 1-253-854-0199 (outside the U.S.) Fax: 1-253-896-9411
Mailing address: Maddock & Associates, 1407 Willow Road E, Suite C, Tacoma, WA 98424
Serving all of Washington at 800-875-4490, Seattle at 206-682-1628, Bellevue at 425-454-6834, Kent at 253-854-0199 and Tacoma at 253-572-3291.
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