Maddock and Associates
Insurance Specialists
Washington State Individual
  Regence BlueShield
  LifeWise of WA Plans
  Comprehensive Plans
    WiseChoices Prime
  Catastrophic Plans
    WiseEssentials Rx
    WiseEssentials CoPay
    WiseSimplicity
  HSA Plan
    WiseSavings
  Plan Rates
  Apply Now!
  Prescription Drugs
  Provider Directory
  Waiting Period
    & Exclusions

  FAQ's

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Washington State Group
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(Available to Washington State Residents Only)

LifeWise of Health Plan of Washington
Comprehensive Plans

WiseChoices Prime Plan
Offers the widest range of benefits. This is a benefit-rich plan that includes coverage for pharmacy, vision care and maternity. A nice option if you’re looking to cover all your bases.
  • Comprehensive coverage
  • $1,500 and $3,000 individual deductibles available
  • $4,500 and $9,000 family deductibles available
  • View Rates
  • Includes coverage for prescriptions, maternity,
        preventive, vision hardware & alternative care
  • Deductible waived for most routine services


  • Catastrophic Plans

    WiseEssentials Rx Plan
    Great basic coverage. A good option when you're looking for a low rate and more up-front coverage for routine care needs. This plan provides up-front coverage for your first six office visits and coverage for generic prescriptions.
  • Low Premium
  • Great benefits for routine services
  • Deductible waived for preventive (first 6 office visits), chiropractic,
        acupuncture & mammograms
  • Deductible waived for diagnostic and lab services ($1,850 plan only)
  • Maternity not covered
  • Choice of $1,850, $2,500 or $3,500 deductible


  • WiseEssentials CoPay Plan
    The ease and predictability of a copay. This plan also offers higher annual deductibles, which lowers your monthly rate. Plan covers your first three office visits with a $25 copay.
  • Low Premium
  • Deductible waived for preventive (first 3 office visits), chiropractic,
        acupuncture & mammograms
  • Maternity and prescription drug coverage not covered
  • Choice of $5,000 or $7,500 deductible


  • WiseSimplicity Plan
    Coverage for the big stuff. This plan may be for you if it's important for your monthly rate to remain low and you're willing to pay more out-of-pocket. Plan provides up-front coverage for one preventive care exam with deductible waived per year.
  • Low Premium
  • $10,000 deductible


  • HSA Plan

    WiseSavings HSA Qualified Plan
    Is saving money on taxes important to you? Would you like to own your healthcare and accumulate savings for future medical expenses or retirement? If so, WiseSavings coupled with a Health Savings Account is the plan for you.

    WiseSavings (HSA Qualified)
  • Preventive Care covered in full, not subject to deductible
  • Low monthly premium
  • High-deductible plan
  • Preferred Provider Plan (largest list of doctors/no referrals required)
  • $1,820 and $3,000 individual deductibles available
  • $3,640 and $6,000 family deductibles available
  • Qualified to work in combination with an HSA
  • No maternity coverage
  • No prescription drug coverage (discount program available)
  • HSA's offer triple tax advantage
         *Tax Free contributions
         *Tax Deferred Growth
         *Tax Free Reimbursement for qualified medical, dental & vision expenses
  • Click Here to learn more about HSA's


  • Individual Plan Rates

    Apply Now - Enrollment Forms

    Prescription Drug Coverage

    LifeWise of WA Provider Directory

    Pre-Existing Condition Waiting Period & Policy Exclusions

    Frequently Asked QuestionsView Rates
  • Eligibility
  • Applying for coverage
  • Effective Dates of Coverage
  • Credit for Prior Coverage & HIPPA Eligibility
  • Completing the Health Questionnaire
  • Maternity



  • E-mail us for more information and a free quote or CALL TOLL FREE
    1-800-875-4490 (in the U.S.) or 1-253-854-0199 (outside the U.S.)
    Fax: 1-253-896-9411


    Mailing address: Maddock & Associates, 1407 Willow Road E, Suite C, Tacoma, WA 98424
    Serving all of Washington at 800-875-4490, Seattle at 206-682-1628,
    Bellevue at 425-454-6834, Kent at 253-854-0199 and Tacoma at 253-572-3291.
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