 |
|
Lifetime Maximum Benefit |
$2,000,000
|
Calendar Year Deductible
Applies to all covered expenses except where noted
|
Deductible per calendar year
$5,000 for single coverage
$10,000 for family coverage
Family coverage: no one family member is eligible for benefits until the entire family deductible is met.
|
Calendar Year Out-of-Pocket Maximum
Out-of-pocket maximum amount per calendar year, including deducible, applies to all covered expenses. When the out-of-pocket maximum is reached, this plan provides benefits at 100% of the allowed amount for the remainder fo the calendar year. |
Out-of-pocket maximum per calendar year
$5,000 for single coverage
$10,000 for family coverage
|
|
Covered Services |
Category 1 Preferred |
Category 2 Participating |
Category 3 Non-contracted |
Member Responsibility Coinsurance applies after deductible is met and until coinsurance maximum is reached. |
Professional Services
Office and inpatient services and supplies
|
0%
|
0%
|
0%
|
Hospital Services/Ambulatory Surgical Center
Inpatient and outpatient services and supplies
|
0% |
0% |
0% |
|
Complex Outpatient Imaging (CT Scan, MRI, PET, MRA, SPECT, Bone Density)
|
0% |
0% |
0% |
Emergency Room Services
|
0% |
0% |
0% |
Ambulance Services
Air and ground ambulance to the nearest facility
|
0% |
0% |
0% |
Preventive Care (excludes complex imaging)
No benefit limit
|
0% |
0% |
0% |
Immunizations - Adult and Childhood
No benefit limit
|
0% |
0% |
0% |
Genetic Testing
$5,000 per lifetime maximum benefit (this limit does not apply to prenatal testing)
|
0% |
0% |
0% |
Home Health
130 visits per calendar year
|
0% |
0% |
0% |
Hospice
Respite care limited to 14 days inpatient/outpatient per lifetime
|
0% |
0% |
0% |
Mental Health Treatment
|
0% |
0% |
0% |
Acupuncture Six visits per calendar year maximum benefit
|
0% |
0% |
0% |
Spinal Manipulations 10 spinal manipulations per calendar year maximum benefit
|
0% |
0% |
0% |
Durable Medical Equipment
$2,500 per calendar year maximum benefit (this limit does not apply to insulin pumps/supplies and lifesaving equipment such as oxygen and ventilators)
|
0% |
0% |
0% |
Prostheses
$2,500 per calendar year maximum benefit (this limit does not apply to surgically implanted and external breast prostheses)
|
0% |
0% |
0% |
Rehabilitation Services
Inpatient: $8,000 per calendar year maximum benefit
Outpatient: $1,500 per calendar year maximum benefit
|
0% |
0% |
0% |
Skilled Nursing Facility
30 inpatient days per calendar year
|
0% |
0% |
0% |
Transplants
$350,000 lifetime maximum benefit, includes donor costs
|
0% |
0% |
0% |
Prescription Medications:
Generics only (including generic contraceptives and generic diabetic drugs and supplies); $2,000 per calendar year maximum benefit; subject to deductible. Brand formulary diabetic drugs and supplies covered. No benefit limit for generic or brand formulary diabetic drugs and supplies.
|
0% |
0% |
0% |