Regence BlueShield   LifeWise of WA   HSA Plans   Individual Dental   Group Medical   Group Dental   Grp Life & Disability   About the Plan   Benefit Description   Eligibility   Period of Coverage   Additional Features   Premiums   Application   US Citizens   Foreign Nationals   Long Term		PERIOD OF COVERAGE WHEN DOES MY COVERAGE BEGIN? If you are submitting your application by: Internet using a credit card - The earliest your coverage can begin is the day following transmission, if all other eligibility criteria have been met. For example, if you submit your application online on March 16th, your coverage begins on 12:01 AM on March 17th. Mail and writing a check - The earliest that your coverage can begin is the day following the U.S. Postal Service postmark, if all other eligibility criteria have been met. (If the envelope containing your application is not postmarked by the U.S. Post Office or if the postmark is not legible, the plan date will be the later of a) your requested date or b) two days prior to the date the application was received by Fortis Health.) Coverage will take effect provided the following conditions are met: Your completed application and full premium payment are received by Fortis Health, and Your answers on the application are complete and meet the requirement for acceptance. MAY I PURCHASE A SECOND STM PLAN? This Short Term Medical plan is not renewable and is not intended as a permanent solution to your long term insurance needs. However, if your temporary need continues beyond your policy period, you may apply for a new plan. To obtain an additional plan, you must complete a new enrollment form. If we approve the new enrollment form, a new plan will be issued. Any previous or current health condition or symptom will be considered a pre-existing medical condition that will not be covered under a new plan. There is no continuous coverage between plans — therefore your new plan will not provide benefits for any condition or symptom which began during a previous plan. In addition, no benefits are available for any period in which you are not covered by our Short Term Medical plan. WHAT HAPPENS IF I REQUIRE FURTHER TREATMENT AFTER MY PLAN EXPIRES? Short Term Medical contains two provisions that extend coverage beyond the expiration date of the plan. If a Covered Person becomes totally disabled and is being treated for that condition during the benefit period, the plan will extend benefits to the earliest of: 12 months following the termination date; the end of Total Disability; payment of the $2,000,000 maximum benefit; or the date on which treatment is no longer required. The deductible need not be met to qualify for total disability. A benefit of up to $1,000 for follow-up care for an Injury sustained or Sickness which commenced during the plan period may be provided. To qualify, the insured must have met his or her Deductible during the Benefit Period. Qualifying expenses must be incurred within 60 days of the expiration of the plan. The insured does not have to be Totally Disabled to qualify for this benefit. E-mail us for more information and a free quote or CALL TOLL FREE 1-800-875-4490 (in the U.S.) or 1-253-854-0199 (outside the U.S.) Fax: 1-253-896-9411 Mailing address: Maddock & Associates, 1407 Willow Road E, Suite C, Tacoma, WA 98424 Serving all of Washington at 800-875-4490, Seattle at 206-682-1628, Bellevue at 425-454-6834, Kent at 253-854-0199 and Tacoma at 253-572-3291. Copyright© 1998-2008, Maddock & Associates  |  Privacy Statement Problems viewing this page? Contact the webmaster.